The Old South Overview

The OLD SOUTH program is backed by an (A+) XV Superior Rated U.S. Domestic Insurance Company, giving it the strongest backing of any such program in the nation. With strong security, responsive service and expedient claims handling, the OLD SOUTH program has become the Program of choice for quality retail brokers in 14 states (see Where We Write.)

There are other programs, but none that match the financial strength, quality of issuing paper, breadth of coverage and continuity of terms and pricing from year to year that are the Hallmarks of Excellence.

The OLD SOUTH Restaurant Program provides Property, General & Liquor Legal Liability, and Equipment Breakdown insurance coverage within a single competitively priced policy form that is designed to meet the needs of a broad array of Restaurant risks, ranging from Fine Dining & Family Style Restaurants, Quality Chain Restaurants, Catering Halls, Diners, Delis, Bistros, Cafes, Coffee Shops, Bed & Breakfasts and Country Clubs.

The OLD SOUTH Apartment/Condominium program accepts a wide range of habitational risks, including condominium associations, apartment houses, and cooperatives. The program covers risks ranging in size from multi-unit frame dwellings to fifty story, fire resistive condominium towers, and it competes favorably with State Farm, Nationwide, Liberty Mutual, Harleysville, Travelers, Hartford and CNA.

The OLD SOUTH program utilizes ISO Forms (Restaurant Applications, or Apartment/Condominium Applications) with numerous coverage enhancements, including Outdoor Pools, Elevator Coverage, Outdoor Signs, Off-Premises Power Outage including Failure of Overhead Power Lines, Emergency Vacating Expenses, EDP Coverage, Valuable Papers & Records, Ordinance or Law A,B&C, Coverage for Loss to Undamaged Buildings, Coverage for Newly Acquired or Constructed Property, Replacement Cost & Agreed Amount Property Valuations, Sprinkler Leakage Damage to Buildings & Contents, Fire Department Service Charges, Water Backup of Sewer & Drains, Replacement of Damaged Trees & Shrubs, Outdoor & Off Premises Property, Debris Removal, Pollution Cleanup, Accounts Receivable, Employee Dishonesty, Money & Securities In & Out, Hired & Non-Owned Auto Liability, No Liability Deductibles, Employee Benefits Liability, Excess Liability with $10 Million Limits Available.

Each year thousands of Restaurant, Apartment/Condo, Hotel, Motel, Warehouse, Bowling Alley, and Movie Theater risks renew with the OLD SOUTH . They know that their claims will be handled with experience, that their renewal premiums will not rise if their losses remain in-check; that the Program will provide them with quality service, and most importantly, that they have purchased the best Property and Casualty coverage that money can buy. FAX applications to 1-800-894-7013 or email them as PDFs to ariel@walnutgroup.com.