Law Firms
This hard-to-obtain specialty product is sold by only a few companies in the northeastern U.S., and law firms both large and small trust our 25+ years' experience in legal liability underwriting to ensure they're properly protected. We provide expert advice from Registered Professional Liability Underwriters who hold the RPLU designation and posess 20 years or more of experience each on how law firms should handle complex professional liability insurance related issues.
Our contracts with Navigators Insurance Company, Darwin Group, and Chubb Insurance Group gives law firms in all 50 states high-quality, affordable protection. Underwriters and claims specialists with specific skills working with the legal community provide fast turnaround on quotes, policy issuance and claims handling. In fact, our legal malpractice insurance advice is possibly your greatest asset should a claim arise.
This premium package offers the following benefits and coverage:
- A (XV) rated security - fully admitted
- Fast, streamlined quotation process
- Sophisticated claims handling that protects the law firm's professional reputation
- First dollar defense cost coverage available
- Defense cost coverage in addition to policy limits available
- Broad definition of professional services includes anything that practitioners are required to do on behalf of their clients when acting within the legal profession
- Coverage for arbitrators, mediators, guardians and trustees
- "Duty to defend" language (preferable to "Pay on behalf" language)
- No claims settled without insured's prior written consent
- Indemnification for disciplinary proceedings
- Coverage for errors and omissions anywhere in the world
- Definition of named insured includes predecessor firms
- Broad definition of wrongful acts
- Innocent partner protection
- ERP options, including unlimited tail provision
- Coverage for potential claims
- All areas of practice considered
- Claims-free discount
- Continuing legal education discount
- Size of firm discount
- Full prior acts coverage for qualifying attorneys
In addition to our professional liability carriers, law firms benefit from our policies through Zurich North America that cover property and general liability exposures inherent to law offices, as well as workers' compensation and automobile coverage. We also offer employment practices liability insurance (EPLI) exclusively for law firms and miscellaneous professional liability insurance through our long-standing relationship with Chubb Specialty Insurance.
If you think that a risk might be eligible for the program, fax a submission to 800-894-7013. Direct any questions pertaining to the program via email, or feel free to call us directly at 800-247-1064, ext. 11.
