Restaurant
What makes our SELECT GROUP, OLD SOUTH, and WESTERN PRAIRIE Restaurant Insurance Programs the best? Retail agents turn to these premium property and casualty insurance programs for those restaurant and hospitality industry clients who demand broad coverage, attentive claims service and competitive rates. It’s complete protection without the hassles of dealing with multiple program administrators and the waste of overlapping coverage.
The program writes insurance coverage for Fine Dining and Family Style Restaurants, including Non-Fast Food Chain Restaurants, Catering Facilities, Banquet Halls, Diners, Bistros, Sandwich Shops, Delis, Cafes, Coffee Shops, Ice Cream Shops, Bed & Breakfasts and Country Clubs. (more...)
If quick response is a concern, don't worry. Our emphasis on service means a one-week turnaround for quotes and prompt issuance of policies and endorsements. Also, because we work closely with third-party administrators and other involved parties, claims get handled quickly.
Download a print friendly version of our Restaurant Program guide for more details or call us at (800) 247-1064.
These premier commercial restaurant property and casualty packages offer the following benefits and coverage:
- Restaurant Package Policy for Fine Dining & Family Style Restaurants, Quality Chain Restaurants, Catering Halls, Diners & Delis, Bistros, Cafes & Coffee Shops, Bed & Breakfasts and Country Clubs
- Property, General Liability, Inland Marine, Equipment Breakdown, Liquor Legal Liability, Flood and Earthquake Coverages in ONE Convenient Package Policy
- Highly Competitive Rates
- Elevator & Escalator Coverage
- Outdoor Signs
- Fine Arts
- Food Spoilage
- Food Contamination Shutdown
- Off-Premises Power Outage, Including that from the Failure of Overhead Power Lines
- Emergency Vacating Expenses
- EDP Coverage
- Valuable Papers & Records
- Ordinance or Law A,B&C
- Coverage for Loss to Undamaged Buildings
- Coverage for Newly Acquired or Constructed Property
- Replacement Cost & Agreed Amount Property Valuations
- Sprinkler Leakage
- Damage to Buildings & Contents
- Fire Department Service Charges
- Water Backup of Sewer & Drains
- Damage to Trees & Shrubs
- Outdoor & Off Premises Property
- Debris Removal
- Pollution Cleanup
- Accounts Receivable, including Credit Card Slips
- Employee Dishonesty
- Money & Securities In & Out
- Guests’ Personal Property
- Innkeepers’ Legal Liability
- Hired & Non-Owned Auto Liability
- No Liability Deductibles
- Employee Benefits Liability
- Excess Liability with $10 Million Limits Available
- Fast Quotation Turnaround
- Accurate Policy Issuance
- Fair Claims Handling
- A+ Superior by A.M. Best
- A+ Highest by Fitch
For underwriting acceptance guidelines and program parameters, click here.
Print a copy of our Acord Application and Western Heritage Application for Restaurant insurance coverage.
If you think that a risk might be eligible for either one of these programs, fax a submission to 800-894-7013. Direct any questions pertaining to the program via email, or feel free to call us directly at 800-247-1064, ext. 11.
